Sunday, 13 March 2016

Risk Manager/Credit Analyst Job in a Reputable Financial Institution

Michael Stevens Consulting is an international, multidisciplinary Management, Financial, strategic alliances and Capacity Building Consulting Organization located in Lagos, Nigeria with branch offices in Port Harcourt, Abuja and Calabar, Nigeria.
The firm also has an office in Accra, Ghana with advanced plans to set up subsidiaries in The Gambia, Kenya and South Africa. Founded in 1991, Michael Stevens Consulting provides a comprehensive range of business support solutions to a broad spectrum of clients locally and internationally.
Driven by a mission to find enduring and comprehensive solutions to business challenges, The Company has grown to become one of the most versatile providers of management solutions in Nigeria.

Our client a reputable financial institution located in Rivers State requires for employment suitably qualified candidates for the following positions:

Job Title:  Risk Manager/Credit Analyst

Job brief
We are looking for a professional Credit Analyst to determine our customers’ creditworthiness. You will analyse financial data to assess the likelihood of a borrower honouring his financial obligations.

  • • Assess creditworthiness of existing or prospective clients 
  • • Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc) 
  • • Complete ratio, trend and cash flows analyses and create projections 
  • • Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner 
  • • Determine in depth the degree of risk involved 
  • • Carefully analyse data and produce clear and objective reports 
  • • Routinely monitor loans for compliance 
  • • Adhere to credit policy and guidelines 
  • • Monitor corporate portfolio asset quality on an ongoing basis 
  • • Draft models of credit information that predict trends and patterns 
  • • Proven working experience as a credit analyst
  • • Proficiency in statistical packages and financial software
  • • Up to date with legal, compliance and market risk related issues
  • • Ability to analyse cash flows, leverage, collateral and customer strength
  • • Strong communication and presentation skills
  • • Sound judgement
  • • BS degree in Business, Statistics or related field

How to Apply
Suitably qualified candidates should send their CVs to and copy with JOB TITLE AS SUBJECT not later than 2 weeks of job posting.